Brim Mastercard Review and Referral

1,000 Points ($10 Value)

Brim Referral Code
19538

You can enter the referral code on the third page of the signup form.

What is Brim?


Earn unlimited rewards with Brim Financial Mastercard – 1% in rewards on every dollar spent. Plus, enjoy 0% foreign transaction fees, no annual fee, no late fees, and complimentary Boingo Wi-Fi. (Global Wi-Fi)

This seems to be a good replacement for the now gone Chase Amazon Visa. And very similar in benefits, offering no foreign transaction fees and 2x the points for using the card at Amazon, Spotify, and Netflix. All with no annual fees! Brim also has several annual fee cards if you want more perks. But for most people, the basic card is good enough. Another nice feature is the ability to redeem your points (cash back) at any time against your balance. No black out periods or restrictions like many other cards.

0% Foreign Transactions Fees


Most people looking at this card are doing so because of the 0% Foreign Transactions Fees. Most credit cards charge around 2.5%. That is a pretty big savings on all your foreign purchases. Lets say you spend $4,000 on your trip. That is a savings of $100 in your pocket! This is a pretty great no fee travel card.

They advertise “no extra fees, period”, And they do deliver on the statement. So if you travel a lot or make a lot of of country purchases. This is the card for you.

Brim Mobile Flexibility


Supporting all your favourite mobile wallets. Use your card with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay. Is there a mobile wallet Brim doesn’t support? Great to have such a supported card while we are on the go. Now you can keep your card in your wallet and pay with whatever mobile device you have in your hand or on your wrist.

Is there a sign up bonus?


Brim is also now offering a sign up bonus of $10 in points when you sign up using a Brim referral code and activate your card. Although not a large amount, it will give you a little something to get you started. You can apply these points to your first purchase. Make sure to also refer your friends and family for additional bonuses.

Brim will also give you an additional 500 Points every year on your birthday. That is a $5 value. This is just a nice little yearly gift they provide.

Sign up with the Brim referral code 19538 or the referral button below to sign up and learn more about all these great features.

Brim Benefits

  • No annual fee
  • No late fees
  • 1,000 Points ($10 Value) using the link below or Brim Referral Code: 19538
  • 500 Points ($5 Value) on your birthday
  • Earn 1 point for every dollar spent
  • Earn 2x the points for Amazon, Spotify, and Netflix purchases
  • Redeem points at any time and for any amount
  • Earn over $500 in first time bonus points through inCard Offers
  • Mobile device insurance ($500 for loss, theft or damage)
  • Extended warranty
  • Purchase security insurance
  • Installment Pay
  • Family Cards
  • Enjoy complimentary Boingo Wi-Fi
  • No foreign transaction fees


Brim Rewards and eShop


Brim gives you even more rewards through their eShop. Use the Brim App to go to your favorite brand websites and earn additional rewards. Top brands such as Nike, Lululemon, Indigo, Patagonia and many more. Up to 30% back in points. You will earn points on your first purchase and at specific milestones. Get higher point earning based on your total spend or number of visits! Over $500 in first time bonus points available.

Brim World Elite


At the time of this writing. Brim is no longer offering their World Elite version with the first year free. The card has a $199 annual fee. However, the World Elite version boosts cash back to 2%.
This makes this card a 4% cash back card at Amazon, Spotify and Netflix (2x the points). This is the best Amazon cash back card out there. It also has up to $500 in first time bonuses
Other benefits include additional purchase warranty coverage, travel assistance/cancelation insurance, and also Lounge Key access.

Frequently Asked Questions

You can use your points against individual purchases, or as cashback against your balance. There is also no minimum amount you need to apply. Use your points anytime and for any amount. Also make to use our referral code when you sign up to get $10 in points to start.

No! Your points will never expire as long as your account is in good standing

Make sure to sign up with our link above. Or use our referral code on the sign up page. You will get your points when you are approved.

You can enter the referral code 19538 on the sign up page when creating your account.

No. For the basic card there are no annual fees and no forex fees when making foreign transactions.

You can get 1% back in points on all your purchases. And 2x the points for a total of 2% at Amazon, Spotify, and Netfix. You also get 500 points. A $5 value on your birthday every year. There are also no forex fee's on foreign transactions like other credit cards have.

Brim
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Summary

Brim had a bit of a bumpy start. Long delays in getting the cards out. But once we had the card in hand, there have been no issues. We have enjoyed using this card while traveling. And would definitely recommend it. Previously, our go-to no fee/no foreign transaction fee credit card was the now discontinued Chase Amazon card. We are happy Brim has stepped up to fill that empty place in our wallet, and offering significantly more features. Make sure to sign up using a Brim referral code to get pretty good sign up bonus.

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