Neo Review and Referral

$60 Bonus for signing up

Neo Referral Code

To sign up and get your Neo Card today with a $50 bonus. And an additional $10 when you open a Neo Money account. Click the referral button below or use the Neo referral code

What is Neo?

Neo is a technology company that is attempting to build a better financial experience for its users. Founded in Calgary in 2019 by the same people that built SkipTheDishes, the leading mobile food delivery service in Canada. Their goal is to create a smarter spending, saving and rewards experience for Canadians.

Neo provides its users a safe and secure way to save and spend though their platform. The Neo Credit card is provided by ATB Financial and is backed by the Mastercard network.

Also, read our review and sign up through our page to receive a $60 welcome bonus.

Is Neo Safe?

Neo Money account is provided by Concentra Bank. They are a CDIC member institution and is eligible for CDIC deposit protection. This means your money is fully protected and insured for up to $100,000.

Neo Referral Program

Neo gives new users that sign up for their card with a Neo referral code or link $50. This is reward cash that can be applied to your balance at any time.

You can also get an additional $10 if you also sign up for Neo Money and deposit $50

If you are looking for a Neo Financial Referral. Use the button below or use the referral code E6B8C9Y7 to sign up and start earning amazing cash back today.

Neo Card Rewards

Neo Card can save you up to 5% on average in cash back. To earn cash back, simply pay with your Neo Card and Neo will reward you in cash back that can be applied to your account at any time.

If you want to grow your cash back even further, you can cash out to your Neo Money account and gain interest. As of June 22/2022 your money will get a 1.80% return! Neo Money is a pretty great savings account to have.

Neo has thousands of partners across the country, including the majority of major gas stations, grocery stores, restaurants, gyms, coffee shops, and much more.

Use the app to find out which companies in your area offer additional cashback and bonus benefits. Your cashback rate will rise as you spend more at some partners!

Neo Card Benefits

  • No annual fee
  • Up to 4% cashback rewards on their free standard card
  • A huge amount of partners offering additional cashback incentives. Up to 30%
  • No over limit or Inactivity fees
  • Redeem cash back points at any time
  • User friendly mobile app
  • Support Apple Pay and Google Pay
  • Mobile Alerts
  • Mobile Virtual Card
  • $60 Bonus with Neo Referral Code E6B8C9Y7 or Sign Up Link

Neo Secured Card

Neo also has a secured card product. If you have no credit or just looking to rebuild your credit, you can sign up for a Secured Mastercard. There is no hard credit check and it is a guaranteed approval.

This card also has the same amazing benefits of their regular card. So you will still get the same cashback and partner perks. You will also have access to a virtual card and mobile app access to keep track of your spending

Your credit limit will be the same as the amount of money you secure on the card account. The minimum to get started is $50. Most secured cards in Canada require on average a $500 deposit; so this is one of the easiest secured cards to get. This money is stored securely and in the event you wish to close the account, all remaining funds would be returned.

Offer Details: Must sign up with referral button or Neo referral code and must complete phone, email, and identity verification.



The Neo Mastercard allows Canadians to earn some great cashback rates at partners. Sign up was extremely easy. And the mobile app seems to be well developed. There also seems to be a decent amount of partners so far. However we are hoping for a lot more to added in the future. Even if you don’t have many partners around you, this is still a great base 1% card with no limits or fees. They also offer a very attractive sign up incentive when you use a Neo referral code like the one provided. Currently the bonus is $50 for the Neo Card and an additional $10 if you sign up for a Neo Money account.

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